Strategies to keep your investment earnings working for you.
No one wants to pay more than his or her fair share of income taxes. As part of your
asset management plan, we will work to concentrate assets that generate ordinary
taxable income such as real estate and non-municipal bonds in your tax-deferred
accounts. In contrast, we work to concentrate stocks in taxable accounts where growth
is taxed at capital gains rates. When you’re ready to begin withdrawing money from
your portfolio, we will recommend the accounts to draw from first to avoid paying
penalties and unnecessary taxes.